No Certificate or permit shall be issued, nor shall such certificate or permit be valid after issuance, nor shall any ambulance be operated unless there is at all times in full force and effect to provide adequate protection against liability for damages which may be or have been imposed for each negligent operation of each such ambulance, its driver or attendant, a liability insurance policy or policies approved by the Director and issued by an insurance company authorized to do business in the State of California. Satisfactory evidence that the liability insurance required by this section is at all times in full force and effect shall be furnished to the Director by each operator required to provide such insurance. Said evidence of insurance shall be in the form of the Standard Insurance Certificate (Accord Form) and shall contain the statement that the exchange or company issuing said Certificates shall provide the Director with 30 days written notice of cancellation, nonrenewal or reductions of limits of liability coverage. Operators of ambulance services shall maintain insurance in amounts at least as follows:
(1) Automobile liability insurance in the form of comprehensive automobile liability.
(a) $500,000 on account of bodily injuries or death of one person;
(b) $1,000,000 for any occurrence on account of bodily injuries to or death of more than one person;
(c) $500,000 for any one accident on account of damages to or destruction of property of others.
(2) In lieu of the separate limits stated in (1), the Certificate and permit holder may provide a policy or policies in, at least, the following amount:
(a) $1,000,000 for Combined Single Limit of Liability for each occurrence for bodily injury and/or damage to property of others.
(3) General Liability in the form of Broad Form Comprehensive General Liability Insurance.
(a) $500,000 for any occurrence on account of bodily injuries or death;
(b) $500,000 for any one occurrence on account of damages to or destruction of property of others.
(4) In lieu of the separate limits stated in (3), the Certificate and permit holder may provide a policy or policies in, at least, the following amount:
(a) $500,000 for Combined Single Limit of Liability for each occurrence for bodily injury and/or property damage, which shall include bodily injury to one or more persons and/or damage to property of others.
(5) Professional Liability in the form of Ambulance Attendants Errors and Omissions Liability Insurance.
(a) $500,000 on account of bodily injuries or death of one person;
(b) $500,000 for any occurrence on account of bodily injuries to or death of more than one person.
(Added by Ord. 258-86, App. 6/30/86)