3.50.100: PERMIT; LIABILITY INSURANCE:
   A.   Certificate Of Insurance: No special event permit shall be issued unless and until the applicant has submitted to the events coordinator a certificate of insurance, showing the city as an additional insured, on an occurrence policy issued by an insurance company authorized to do business in the state of Utah, showing commercial general liability and property damage coverage for the event in the amount stated in the city's consolidated fee schedule. However, the city reserves the option of obtaining a policy of special event liability insurance that would apply to some or all special events held in the city. If the city obtains such an insurance policy, it may charge event organizers a fee, as stated in the city's consolidated fee schedule, to offset a portion of the insurance premium that the city pays for the insurance policy.
   B.   Exemptions: The following special events shall be exempt from the insurance requirements set forth in this section:
      1.   Demonstrations for which the applicant certifies to the events coordinator that: a) the applicant and the organizer do not maintain such insurance coverage; b) the cost to obtain insurance coverage for the demonstration is not commercially reasonable or is so cost prohibitive as to prevent the applicant or the organizer from holding the demonstration; and c) the demonstration will not include fireworks or other similarly extraordinarily hazardous features; commercial activity; the sale or consumption of alcoholic beverages; or cooking, open fires, or fuel storage; and
      2.   School events located on, or directly adjacent to, school property; and
      3.   Special events involving fewer than five hundred (500) human participants;
      4.   Parades of less than one mile in length, measured from the beginning point to the ending point of the parade route, not including staging areas. (Ord. 9-15, 2015)