(1) Notwithstanding the provisions of Section 9-2404, any individual who becomes obligated on a predatory loan may bring an action for damages and/or equitable relief in a court of competent jurisdiction against any person who violates this Chapter. Judgment shall be entered for actual damages, but in no case less than the amount of home equity the individual lost as a result of the predatory loan, as determined by the court, rescission of the predatory loan in accordance with the rescission provisions of the federal Truth in Lending Act, reasonable attorneys, fees and court costs.
(2) Nothing in this Chapter limits the rights of the injured person to recover damages or seek equitable relief under any other applicable law or legal theory.