53-11-3: DEBT ADMINISTRATION AND MONITORING:
   A.   Payments When Due: The City will make all debt service payments when due on a timely basis, including all principal and interest payments, sinking fund payments, Debt Service Reserve Fund payments, and all other debt related obligations.
   B.   Arbitrage Rebates: The City will follow a policy of full compliance with all arbitrage rebate requirements of the Federal Tax Code and Internal Revenue Service regulations, and will perform (internally or by contract consultants) arbitrage rebate calculations for each issue subject to rebate on an annual basis. All necessary rebates will be filed and paid when due.
   C.   Debt Ratios, Indicators: Targeted debt ratios and debt indicators should include the following:
      1.   Total debt service for general obligation tax supported debt and other General Fund debt obligations (e.g., Municipal Building Authority debt), not including contributions from other sources (e.g., Enterprise Fund payments, County building agreement payment, etc.), should not exceed ten percent (10%) of General Fund revenues on an annual basis.
      2.   Unrestricted General Fund balance as a percent of General Fund revenues should be maintained at five percent (5%) or greater.
      3.   Total outstanding debt as a percent of estimated fair market value of taxable property within the City should not exceed one percent (1%) for net direct general obligation debt, and should not exceed two percent (2%) for direct general obligation and all other General Fund debt (e.g., Municipal Building Authority debt).
      4.   Total outstanding debt per capita for net direct general obligation debt should not exceed five hundred dollars ($500.00), and debt per capita for all General Fund debt should not exceed eight hundred dollars ($800.00).
      5.   The combined average life of all outstanding General Fund debt (added together) should not go beyond twelve (12) years, and the average life of new bond issues should not exceed fifteen (15) years.
   D.   Retire Tax And Revenue Anticipation Notes: The City will retire Tax and Revenue Anticipation Notes annually, within the same fiscal year they are issued, and will ensure through its cash management practices that sufficient cash is available on the day the notes fall due. The City will retire any other short term borrowing (e.g., Special Improvement District interim warrants) within nine (9) months after completion of the capital project(s) being financed. (2019 Compilation)