(a) The applicant for a permit under the provisions of this chapter shall take out and maintain during the life of the permit such public liability and property damage insurance as will protect the public from damages for personal injury, including accidental death, as well as from property damage, that may occur by operations under the permit, whether the operations are by the permit holder or by anyone directly or indirectly employed by the permit holder.
(b) Except as otherwise stated in this chapter, the policy of insurance for all permits under this chapter shall be in an amount not less than one million dollars ($1,000,000.00) for injuries and property damage, including accidental death of any one (1) person, and a general aggregate limit in an amount not less than five million dollars ($5,000,000.00). The insurance required can be comprised of a combination of primary insurance and excess insurance. However, insurance for the use, handling, storage, receipt and shipment of explosives for permitted pyrotechnical displays and small arms ammunition must be in an amount not less than one million dollars ($1,000,000.00) for injuries, including accidental death to any one (1) person, and a general aggregate limit in an amount not less than three million dollars ($3,000,000.00) on account of three (3) accident, and property damage insurance in an amount not less than one million dollars ($1,000,000.00). Each policy of insurance shall include the City of Cleveland as an additional insured, and the Certificate of Insurance required in this section in division (c) must designate that the City of Cleveland is an additional insured.
(c) Each permit applicant shall provide to the Fire Chief a certificate of insurance, subject to review by the Director of Law, prior to the issuance of a permit. A copy of the certificate of insurance may be forwarded and utilized for the permit application review process, but an original must be forwarded to the Division of Fire prior to the issuance of a permit.
(Ord. No. 599-11. Passed 6-6-11, eff. 6-13-11)