No license shall be issued to any commercial garbage hauler or construction and demolition and debris hauler until proof of insurance is furnished to the city, showing the following insurance to be in full force and effect during the entire term of the license. The licensee shall furnish proof of insurance as follows:
(a) Workers’ compensation insurance providing the statutory limits required by state law. In addition, it shall provide coverage B, employer’s liability coverage, of not less than $1,000,000 each accident, $1,000,000 disease-policy limits. The required limit may be met by excess liability (umbrella) coverage.
(b) Commercial general liability insurance providing occurrence form contractual, personal injury, bodily injury, and a property damage and liability coverage with limits of at least $1,000,000 per occurrence, $2,000,000 general aggregate, and $2,000,000 aggregate products and completed operations. The required limit may include excess liability (umbrella) coverage. If “occurrence form” insurance is not available, “claims made” insurance will be acceptable.
(c) Automobile liability insurance covering all owned, nonowned, and hired automobiles, trucks, and trailers. The coverage shall be as broad as that found in the standard comprehensive automobile liability policy with limits of not less than $1,000,000 combined single limit each occurrence. The required limit may include excess liability (umbrella) coverage.
(d) The city’s approval or acceptance of certificates of insurance does not constitute city assumption of responsibility for the validity of any insurance policies nor does the city represent that the above coverages and limits are adequate to protect any individual/group or business, and assumes no liability therefor.
(1992 Code, § 18-58) (Ord. 111-89, passed 10-16-1989; Ord. 149-95, passed 11-20-1995; Ord. 63-06, passed 5-15-2006; Ord. 117-18, passed 12-11-2018)