It shall be an unfair or discriminatory practice for any:
A. Creditor to refuse to enter into a consumer credit transaction or impose finance charges or other terms or conditions more onerous than those regularly extended by that creditor to consumers of similar economic backgrounds and current situations because of age, color, creed, national origin, race, religion, marital status, sex, physical disability, sexual orientation, familial status, or gender identity.
B. Person authorized or licensed to do business in this State pursuant to chapters 524, 533, 534, 536, or 536A of the Code of Iowa to refuse to loan or extend to persons of similar economic backgrounds because of age, color, creed, national origin, race, religion, marital status, sex, physical disability, sexual orientation, familial status, or gender identity.
C. Creditor to refuse to offer credit life or health and accident insurance because of color, creed, national origin, race, religion, marital status, age, physical disability, sex, sexual orientation, familial status, or gender identity. Refusal by a creditor to offer credit life or health and accident insurance based upon the age or physical disability of the consumer shall not be an unfair or discriminatory practice if such denial is based solely upon bona fide underwriting considerations not prohibited by the Code of Iowa or United States Code.
D. The provisions in this section shall not be construed by negative implications or otherwise to narrow or restrict any other provisions of this title. (Ord. 47-17, 12-18-2017)