8.20.110: LIABILITY INSURANCE REQUIREMENTS:
Before the city clerk issues any permit or before any permit becomes valid an applicant shall first file with the city clerk a public liability and products liability insurance policy, or a true copy thereof, which insurance includes both "accident" and "occurrences" coverage. The insurance coverage limits for both public liability coverage and for products liability coverage shall be at least one hundred thousand dollars ($100,000.00) per person per occurrence, three hundred thousand dollars ($300,000.00) per occurrence aggregate for personal injury, and one hundred thousand dollars ($100,000.00) per occurrence for aggregate property damage. Each policy of insurance shall be in a form and substance acceptable to the city and shall name as insured parties under the terms of the policy all city officials, elected and appointed, while in the performance of official functions regarding all operations pertaining to said permit, any licensee or licensor of the applicant, and all vendors of fireworks covered by the permit to be issued to the applicant. Said policy of insurance shall be so written that it cannot be canceled without at least thirty (30) days' prior written notice to the city from the underwriting insurance company. The policy of insurance shall be underwritten through or by a qualified and duly licensed insurance company or companies authorized to do business in the state, and a copy of said policy shall be filed with the city clerk prior to the issuance of the permit. For public displays the insurance requirement shall be one million dollars ($1,000,000.00) for aggregate personal injury and property damage. (Ord. 1210, 2002)