(a) As used in this section, "total loss" means the damage or destruction of a motor vehicle as a result of fire, in which the cost of parts and/or labor for the repair is eighty percent or greater than the fair market value, as determined by the asking price for comparable motor vehicles in the area. If no comparable motor vehicles are found, values from the HATE or other pricing guide may be substituted.
(b) Any person owning a motor vehicle that is damaged by fire in the City shall make a report to the Fire Department if the motor vehicle is an actual, economic or constructive total loss due to the fire, or if the fire is determined by the Department to be incendiary. The report shall disclose all owners and lienholders of the motor vehicle, the purchase price of the motor vehicle, the amount of the loan payments (if any), all insurance claims made previously concerning the motor vehicle or any other property in the five-year period prior to the fire, the names of the insurance companies to which prior claims were made, the condition of the motor vehicle prior to the fire, and such additional information as deemed necessary by the Fire Chief. The format, number of copies needed, filing locations, and persons who shall have access to the completed reports shall also be determined by the Chief. The Department shall make the uncompleted form reports available to insurance companies and persons requesting them.
(c) The report required by this section shall be acknowledged before a notary public and subject to the penalties for falsification contained in Section 606.10. Insurance companies shall instruct the insured who makes such a fire loss claim to file the required report, and the insurance company shall make the uncompleted report form available to the insured.
(d) Whoever violates this section is guilty of obstructing the filing of a fire damage report, a misdemeanor of the second degree, and shall be subject to the penalty provided in Section 698.02.
(Ord. 91-21. Passed 1-15-91.)