(A) The village may pay up to the full cost of health insurance for all regular, full-time employees, including dependent coverage, on policies that contain major medical, dental, and pharmaceutical coverage. This insurance shall be under a group plan with an agency chosen by the village. This insurance shall be offered to part-time employees as required by state law.
(B) Beginning on April 1, 2002, only dependents who have been sired or legally adopted by the employee, or who are under sole legal custody of the employee or his or her spouse shall be eligible for coverage. The village may require the employee to produce adequate proof, including a birth certificate, the appropriate legal adoption or custody papers, income tax filing (only if the employee volunteers to provide a copy), or other official documentation to the satisfaction of the village prior to the municipality providing coverage. The maximum age and circumstances under which the village shall cover a dependent shall be in compliance with federal and state law.
(C) An employee may opt, at his or her sole discretion, to request the village provide health insurance to a person under federal age guidelines to be covered by health insurance who is related to the spouse of the employee (said spouse may or may not have shared but not sole legal custody of said person) and who resides in the household of the employee, but does not meet the group plan's definition of “dependent.” However, the employee shall agree, in advance of the municipality providing said coverage, to reimburse the village for any and all costs of said health insurance, through equal payroll deductions from the employee's paycheck.
(D) Beginning January 1, 2015, the Municipality shall require an employee to pay a portion for their insurance based on plan levels, dependents, spouse, and health insurance rate. The village will do their best to find competitive health insurance for coverage and rates for the employees.
(E) The village shall pay the sum of $200 per month paid annually on or about October 1, to any employee who voluntarily, and in writing, rejects or opts out of all major medical, pharmaceutical, and dental coverage for the employee, spouse and all eligible dependents, provided that the employee demonstrates current coverage by the spouse for the employee, spouse and all eligible dependents. Said payment may not be prorated. An employee may opt out of health insurance coverage by the municipality at any time during the open enrollment period or within 30 days of a qualifying event, as defined by and pursuant to the policies of the village's health care provider. A qualifying event may or may not include, but is not limited to, a change in family status due to divorce, death, birth or adoption of a child, or the involuntary loss of coverage on a spouse's health insurance. The village's health care provider shall determine whether an application submitted during the open-enrollment period is eligible based upon a qualifying event.
(Ord. 2005-13, passed 12-20-05; Am. Ord. 2006-13, passed 12-19-06; Am. Ord. 2007-13, passed 12-4-07; Am. Ord. 2011-14, passed 12-20-11; Am. Ord. 2014-06, passed 12-16-14; Am. Ord. 2019-06, passed 12-17-19)