732.09 INSURANCE.
   (a)    No permit for a transient vendor or mobile food vendor engaging in activity as regulated by this Chapter shall be issued under this section unless the applicant furnishes proof to the City of a current Commercial Liability Insurance Policy related to the operation of the business, issued in the minimum amount of one million dollars ($1,000,000) per occurrence/ three million dollars ($3,000,000) aggregate. Such proof of insurance shall accompany an application submitted in accordance with Section 732.02 of this Chapter. Failure to submit proof of sufficient insurance shall result in denial of the permit application.
   (b)    For activities and events regulated by this Chapter that are conducted on any public street, roadway, right-of-way, or other publicly owned property, the applicant shall provide, in addition to proof of coverage, a Certificate naming the City of Loveland, Ohio, and its agents, assignees, or designees, as additional insured parties for the duration of the time for which a permit is sought and activities are to be conducted.
   (c)    If the permit is being issued as part of a special event as defined by the City's Special Event Policy, the Special Event organizer shall ensure that at least one (1) of the following requirements is met:
      (1)    Each transient vendor or mobile food vendor engaging in activity as regulated by this Chapter shall demonstrate proof of liability insurance related to the operation of the business; or
      (2)    The organizer shall demonstrate sufficient proof of liability insurance covering each transient vendor or mobile food vendor that is participating in the regulated activity.
   (d)    The City Manager may modify or waive the requirements of this Section if, in the opinion of the City Manager, the public interest will be served if such modification or waiver is granted. (Ord. 2023-93. Passed 9-12-23.)