1-20-3: INSURANCE REQUIREMENTS:
Title
Classification
Type
Coverage Required
Code Section
Title
Classification
Type
Coverage Required
Code Section
Title 3: Business Regulations
Solicitation on highways
 
The Village of Lisle, its officers, employees and agents must be named as additional insured
 
Solicitation at train station
 
BNSF or its successor, and the village, their officers, employees and agents must be named as additional insured
Title 7: Public Ways And Property
Excavation and construction in public rights of way
Insurance requirements for excavation and construction in public rights of way
Commercial liability - $5M bodily injury/death, property damage, all other general liability
Automobile liability - $1M personal injury and property damage
Worker’s compensation; employer’s liability - as required by state statute
 
 
 
General liability insurance (personal injury) - not less than $1,000,000.00 per person. Not less than $1,000,000.00 per occurrence
7-1A-5-4 (F, G, H)
 
Storm sewer construction
Insurance requirements for storm sewer construction
Commercial general liability - $1M combined single limit per occurrence; bodily injury, personal injury, and property damage
Aggregate - $2M
 
Sanitary sewer construction
Insurance requirements for sanitary sewer construction
Commercial general liability - $1M combined single limit per occurrence; bodily injury, personal injury, and property damage
Aggregate - $2M
 
Water main construction
 
Commercial general liability - $1M combined single limit per occurrence; bodily injury, personal injury, and property damage
Aggregate - $2M
 
Train station concessions
Worker’s compensation insurance requirements for train station concession operations
Certificate of insurance illustrating compliance with requirements of workers compensation act or evidence of exemption
7-8-3 (B)1
 
Train station concessions
Commercial liability insurance requirements for train station concession operations
Commercial general liability - $1M combined single limit per occurrence; bodily injury, personal injury, and property damage
Aggregate - $2M
7-8-3 (B)2
Title 9: Police Regulations
Tow operator
Comprehensive general liability, garage keepers, and workers compensation insurance requirements
General liability for each truck - $250,000.00/person
$500,000.00/occurre nce
Comprehensive general liability - $500,000.00 combined single limit, or $500,000.00 bodily injury and $250,000.00 property damage
Comprehensive auto liability - $50,000.00 on hook liability
Minimum garage keepers legal liability or motor truck cargo - $50,000.00
Workers compensation and employers liability - Statutory limits plus $100,000.00
Employers’ liability limit - $100,000.00
Minimum umbrella liability - $1M
 
(Ord. 2021-4921, 9-20-2021; amd. Ord. 2021-4944, 1-17-2022)