1-20-3: INSURANCE REQUIREMENTS:
Title
Classification
Type
Coverage Required
Code Section
Title
Classification
Type
Coverage Required
Code Section
Title 3: Business Regulations
 
 
 
 
 
Solicitors
 
 
 
 
 
 
 
 
Comprehensive general liability
General aggregate limit: $2,000,000; bodily injury and property damage combined single limit each occurrence: $1,000,000
 
 
Special events
 
 
3-26-7
 
 
Comprehensive general liability
General aggregate limit: $2,000,000; bodily injury and property damage combined single limit each occurrence: $1,000,000
 
 
Lisle commuter rail station concession license
 
 
 
 
 
Worker's compensation coverage
In accordance with worker's compensation act and occupational diseases act
3-29-3(B)1
 
 
Comprehensive general liability
General aggregate limit: $2,000,000; bodily injury and property damage combined single limit each occurrence: $1,000,000
3-29-3(B)2
Title 7: Public Ways And Property
 
 
 
 
 
Excavation and construction rights-of-way
 
 
 
 
Worker's compensation coverage
In accordance with worker's compensation act and occupational diseases act
 
 
 
Employers liability
$1,000.000 per injury, per occurrence; $500.00 per disease per employee and $1,000,000 per disease
 
 
 
Comprehensive general liability
General aggregate limit: $2,000,000; bodily injury and property damage combined single limit each occurrence: $1,000,000
 
 
 
Automobile liability insurance
Each occurrence limit: $1,000,000
 
 
 
Umbrella coverage
$2,000,000.00
 
 
Small wireless facilities
 
 
7-2-15
 
 
Worker s compensation coverage
In accordance with Worker's Compensation Act and Occupational Diseases Act
 
 
 
Comprehensiv e general liability
General aggregate limit: $5,000,000; bodily injury and property damage
 
 
 
Automobile liability insurance
Each occurrence limit: $1,000,000
 
 
Vestibule right-of-way encroachment
 
 
7-3-6(B)
 
 
Comprehensive general liability
General aggregate limit: $1,000,000; bodily injury and property damage combined single limit each occurrence: $1,000,000
 
 
Outdoor eating and drinking on public right-of-way
 
 
7-3-8(B)
 
 
Comprehensive general liability
General aggregate limit: $1,000,000; bodily injury and property damage combined single limit each occurrence: $1,000,000
 
 
Outdoor retail display on public right-of-way
 
 
7-3-9(B)
 
 
Comprehensive general liability
General aggregate limit: $1,000,000; bodily injury and property damage combined single limit each occurrence: $1,000,000
 
 
Public improvements
 
 
7-6-8
 
 
Worker's compensation coverage
In accordance with Worker s Compensation Act and Occupational Diseases Act
 
 
 
Employers liability
$1,000,000 per injury, per occurrence; $500,000 per disease per employee and $1,000,000 per disease
 
 
 
Comprehensive general liability
General aggregate limit: $2,000,000; bodily injury and property damage combined single limit each occurrence: $1,000,000
 
 
 
Automobile liability insurance
Each occurrence limit: $1,000,000
 
 
 
Umbrella coverage
$2,000,000.00
 
Title 9: Police Regulations
Tow operator
Comprehensive general liability, garage keepers, and workers compensation insurance requirements
General liability for each truck - $250,000.00/person
$500,000.00/occurrence
Comprehensive general liability - $500,000.00 combined single limit, or $500,000.00 bodily injury and $250,000.00 property damage
Comprehensive auto liability - $50,000.00 on hook liability
Minimum garage keepers legal liability or motor truck cargo - $50,000.00
Workers compensation and employers liability - Statutory limits plus $100,000.00
Employers liability limit - $100,000.00
Minimum umbrella liability - $1M
 
(Ord. 2021-4921, 9-20-2021; amd. Ord. 2021-4944, 1-17-2022; Ord. 2024-5106, 10-21-2024)