The tow operator must maintain, at its sole cost and expense, general liability insurance with umbrella liability coverage as follows:
(A) Comprehensive General Liability: Must include the following industry standard forms of insurance:
1. Premises/operation coverage;
2. Products and completed operations coverage;
3. Blanket contractual liability;
4. An amount as established by Title 1, Chapter 20, “Fees, Fines, Insurance, Guarantees, and Regulatory Measures” for combined single limit or bodily injury and property damage.
(B) Comprehensive Auto Liability: Must include the following endorsements:
1. All owned autos, hired car coverage, and employers nonowned auto coverage;
2. The policy shall not contain a radius restriction of less than fifty (50) miles;
3. Hook liability in an amount as established by Title 1, Chapter 20, “Fees, Fines, Insurance, Guarantees, and Regulatory Measures”.
(C) Garage Keepers' Legal Liability Or Motor Truck Cargo: The vendor shall provide coverage for the vehicles in their custody. Either a motor truck cargo policy, listing all storage lots as terminal locations, or garage keepers' legal liability shall be required. The minimum amount of coverage shall be as established by Title 1, Chapter 20, “Fees, Fines, Insurance, Guarantees, and Regulatory Measures”.
(D) Workers' Compensation And Employers' Liability: Statutory limits for workers' compensation and an amount as established by Title 1, Chapter 20, “Fees, Fines, Insurance, Guarantees, and Regulatory Measures” for employers' liability limit.
All such insurance must be in amounts as established by Title 1, Chapter 20, “Fees, Fines, Insurance, Guarantees, and Regulatory Measures”. The village must be named as an additional insured under all such policies and the policies must contain a provision that the insurance shall not be canceled without giving the village at least thirty (30) days' notice of cancellation or material change. All insurance policies must cover the operator, its carriers, agents and subcontractors and be maintained in full force, at all times while on the tow list.
No tow operator will be placed on the tow list unless and until it provides a certificate of insurance conforming to the requirements of this section. (Ord. 2009-4263, 7-20-2009; amd. Ord. 2021-4921, 9-20-2021)