A. Before obtaining a permit under the provisions of this Article, the applicant shall procure and maintain, for the term of the permit, insurance against claims for injuries to persons or damages to property which may arise from or in connection with the collection and processing or recyclable materials within the city by the applicant, his agents, representatives, employees or subcontractors.
B. Coverage shall be at least as broad as:
1. Insurance Services Office Commercial General Liability coverage (occurrence form CG 0001).
2. Insurance Services Office form number CA 0001 (Ed. 1/87) covering Automobile Liability, code 1 (any auto).
3. Workers' Compensation insurance as required by the State of California and Employer's Liability Insurance.
C. The limits of coverage shall be no less than:
1. General Liability: $1,000,000 per occurrence for bodily injury, personal injury and properly damage. If Commercial General Liability Insurance or other form with a general aggregate limit is used, either the general aggregate limit shall apply separately to this project/location or the general aggregate limit shall be twice the required occurrence limit.
2. Automobile Liability: $1,000,000 per accident for bodily injury and property damage.
3. Employer's Liability: $1,000,000 per accident for bodily injury or disease.
D. Any deductibles or self-insured retentions must be declared to and approved by the City of Gridley. At the option of the City of Gridley, either: the insurer shall reduce or eliminate such deductibles or self-insured retentions as respects the City of Gridley, its officers, officials, employees and volunteers; or the contractor shall procure a bond guaranteeing payment of losses and related investigations, claim administration and defense expenses.
E. The general liability and automobile liability policies are to contain, or be endorsed to contain, the following provisions:
1. The City of Gridley, its officers, officials, employees, agents and volunteers are to be covered as insureds as respects: liability arising out of activities performed by or on behalf of the applicant; products and completed operations of the applicant; premises owned, occupied or used by the applicant; or automobiles owned, leased, hired or borrowed by the applicant. The coverage shall contain no special limitations on the scope of protection afforded to the City of Gridley, its officers, officials, employees, agents or volunteers.
2. For any claims related to this project, the applicant's insurance coverage shall be primary insurance as respects the City of Gridley, its officers, officials, employees, agents and volunteers. Any insurance or self-insurance maintained by the City of Gridley, its officers, officials, employees, agents or volunteers shall be excess of the applicant's insurance and shall not contribute with it.
3. Any failure to comply with reporting or other provisions of the policies including breaches of warranties shall not affect coverage provided to the City of Gridley, its officers, officials, employees, agents or volunteers.
4. The applicant's insurance shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer's liability.
5. Each insurance policy required by this clause shall be endorsed to state that coverage shall not be suspended, voided, canceled by either party, reduced in coverage or in limits except after 30 days prior written notice by certified mail, return receipt requested, has been given to the City of Gridley.
F. Insurance is to be placed with insurers with a current A.M. Best's rating of no less than A:VII.
G. The applicant shall furnish the City of Gridley with original endorsements effecting coverage required by this clause. The endorsements are to be signed by a person authorized by that insurer to bind coverage on its behalf. All endorsements are to be received and approved by the City of Gridley before work commences.
H. The applicant shall include all subcontractors as insureds under its policies or shall furnish separate certificates and endorsements for each subcontractor. All coverages for subcontractors shall be subject to all of the requirements stated herein.
(Ord. 701-2000, § 1(part)).