§ 2-45 Disability Insurance. 
   (a)   Civilian short-term disability.
      (1)   The City shall contribute 100% of the premium for a short-term disability plan. All full-time civilian employees shall be eligible for coverage under this plan the first of the month coincident with or next following 30 days of active employment with the City.
      (2)   Full-time employees of the Carmel- Clay Parks Board shall also be eligible for coverage under the City's short-term disability plan, on the same terms and conditions as City employees. The insurance provider, or third party administrator in the event the City is self-insured, shall agree in writing on all new plan inception dates and plan renewal dates that Parks employees are included in such coverage. The Parks Board shall pay the premiums for its employees.
   (b)   Civilian long-term disability.
      (1)   The City will make available to eligible City employees, on an optional basis, long-term disability coverage. Availability of the plan is contingent upon a specified level of employee participation. All full-time civilian employees shall be eligible for coverage the first of the month coincident with or next following 30 days of active employment with the City.
      (2)   Employees who elect long-term disability insurance coverage shall pay 100% of the cost of the coverage through payroll deduction, or on other payment terms acceptable to the City.
      (3)   Full-time employees of the Carmel- Clay Parks Board shall also be eligible for coverage under the City's long-term disability plan, on the same terms and conditions as City employees. The insurance provider, or third party administrator in the event the City is self-insured, shall agree in writing on all new plan inception dates and plan renewal dates that Parks employees are included in such coverage.
   (c)   Police officer and firefighter disability benefits. Police officers and firefighters receive disability benefits through the Police Officers' and Firefighters' Pension and Disability Fund.
(`91 Code, § 2-40) (Ord. D-1378-98, 8-17-98; Ord. D-1838-06, As Amended, 12-18-06; Ord. D-1900-08, 8-4-08; Ord. D-2067-11, 11-7-11)