(A) It is unlawful for a financial institution or individual employed by or acting on behalf of a financial institution:
(1) To discriminate against an individual because of the race, color, religion, national origin, sex, or age (between 40 and 70) of the individual or the present or prospective owner, tenant, or occupant of that real property or of a member, stockholder, director, officer, employee, or representative of any of these, in the granting, withholding, extending, modifying, or renewing of the rates, terms, conditions, privileges, or other provisions of financial assistance or in the extension of services in connection therewith.
(2) To use a form of application for financial assistance or to make or keep a record or inquiry in connection with application for financial assistance which indicates directly or indirectly, a limitation, specification, or discrimination as to race, color, religion, national origin, sex, or age (between 40 and 70), or an intent to make such a limitation, specification, or discrimination.
(3) To discriminate by refusing to give full recognition, because of sex, to the income of each spouse or the total income and expenses of both spouses where both spouses become or are prepared to become joint or several obligors in real estate transactions.
(B) It shall be an unlawful practice for any person, whether acting for himself or another, in connection with any credit transaction because of race, color, religion, national origin, or sex to:
(1) Deny credit to any person.
(2) Increase the charges, fees, or collateral required to secure any credit extended to any person.
(3) Restrict the amount or use of credit extended or impose different terms or conditions with respect to the credit extended to any person or any item or service related thereto.
(4) Attempt to do any of the unlawful practices defined in this section.
(C) The provisions of this section shall not prohibit any party to a credit transaction from considering the credit history of any individual applicant, nor shall this section prohibit any party to a credit transaction from considering the application of state law on dower, curtesy, descent, and distribution to the particular case or from taking reasonable action thereon.
(Ord.