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The City Council shall fix and determine the compensation of all appointive officers and employees of the City and provide for the payment thereof. The City Council shall have the power, exercisable in its discretion, and subject to such limitations and regulations as it shall deem proper, to create, operate, amend, and contract for an insurance plan covering health, life, and accident insurance, or any of them, for any or all City Employees, active or retired, and to pay the premiums therefore. Further, the City Council shall be empowered to create, by ordinance, any plan providing for pensions for City employees and/or their surviving spouses as it shall deem proper, and provide for the payment thereof. The City Council shall also be empowered to provide, by ordinance, for inclusion of the officers and employees of the city under the provisions of the F.I.C.A. or State or Federal Unemployment systems.