(a) Every pawnbroker shall keep at his place of business an accurate and legible record of each loan or transaction in the course of his business, including transactions in which secondhand goods, wares or merchandise is purchased for resale. The account shall be recorded at the time of the loan or transaction and shall include:
(1) A description, serial number, and a statement of ownership of the goods, article or thing pawned or pledged or received on account of money loaned thereon, or purchased for resale;
(2) The time, date and place of the transaction;
(3) The amount of money loaned thereon at the time of pledging the same or paid as the purchase price;
(4) The rate of interest to be paid on such loan;
(5) The fees charged by the pawnbroker, itemizing each fee charged;
(6) The full name, residence address, telephone number, and driver’s license number or other form of identification of the person pawning or pledging or selling the goods, article or thing, together with a particular description, including the height, weight, date of birth, race, gender, hair and eye color, and any other identifying marks, of such person;
(7) Verification of the identification by the exhibition of a government-issued identification card such as a driver’s license or military identification card. The record shall contain the type of identification exhibited, the issuing agency, and the number thereon;
(8) As to loans, the terms and conditions of the loan, including the period for which any such loan may be made; and
(9) All other facts and circumstances respecting such loan or purchase.
(b) A pawnbroker may maintain at his place of business an electronic record of each transaction involving goods, articles or things pawned or pledged or purchased. If maintained electronically, a pawnbroker shall retain the electronic records for at least one year after the date of the transaction and make such electronic records available to any duly authorized law enforcement officer upon request. (Ord. 2004-04. Passed 3-15-04.)