(a) Full-time City employees, full-time City elected officials, and their immediate families shall be covered by health and life insurance at the option of each employee or official. Full-time City elected official is defined as an elected official working at least forty hours per week. The amount each employee or official shall contribute for such coverage shall be set by ordinance duly passed by Council and shall be in the form of a payroll deduction from each check of such employee or official. Full-time City employees and full-time City elected officials may select either single coverage or family coverage.
(b) For any spouse and/or dependent with health insurance through their place of employment, City insurance shall be secondary thereto.
(c) An Insurance Trust Fund is hereby established wherein employee and elected official contributions to the cost of insurance shall be deposited along with the funds set aside in the City budget for the cost of insurance. An actuarial review of the insurance program shall be conducted on an annual basis to ensure that sufficient amounts are being paid into the Fund to continue the Fund on a financially sound basis. Moneys placed in this Fund may be used for no other purpose than paying insurance premium or claim costs.
(d) An Insurance Trust Review Board is hereby established and such Board shall be comprised of the Mayor, Treasurer and a single representative of Council appointed by the President of Council and one member each from the following groups as selected or designated by the respective membership of each group: Fraternal Order of Police; International Association of Fire Fighters; Public Works Department; Recreation Department; Finance and Administration Department; and City retirees. The function of this Board shall be to review the cost of the City Health Care Plan and to insure that the funds are expended in a proper manner. The Board shall meet on a quarterly basis and, at budget preparation each year, shall make a recommendation to Council as to the amount of co-payment for elected officials, employees and retirees and a recommendation to Council of benefit type increases as the Fund allows.
(e) The following amounts shall be the contribution per year of every eligible City employee electing coverage by City health insurance:
$1,020.00 per year for employee only.
$1,620.00 per year for employee plus one or more dependents.
(f) The following amount shall be the contribution per year of every eligible City official electing coverage by City health insurance:
$1,020.00 per year for official only.
$1,620.00 per year for official plus one or more dependents.
(g) Beginning July 1, 2012, a monthly surcharge will be added for tobacco users. The surcharge will be fifty dollars ($50.00) per individual with a limit of one hundred dollars ($100.00). The surcharge is renewable yearly during open enrollment.
(h) The City contribution shall not be less than that year’s budgeted amount and shall be paid into the Insurance Trust Fund in a timely manner. Once placed into this Fund, the City contributions shall be under the same restrictions and controls as the elected officials/employee/retiree contributions and shall only be used for the purposes of paying insurance costs, claims or premiums. All interest earnings from the Fund shall be credited to the Fund.
(i) The elected official/employee/retiree contribution amount shall not be increased unless first approved by Council with the advice of the Insurance Trust Review Board.
(Ord. 2162. Passed 12-15-11.)