5.18.200   Insurance requirements.
   A.   A shared-rideable operator shall maintain at all times in full force and effect at its sole expense, the following insurance:
      1.   General liability for bodily injury, including death, of one or more persons, property damage, and personal injury. Coverage shall include all customers and shall be at least as broad as ISO CGL Form 00 01 on an occurrence basis for bodily injury, including death, of one or more persons, property damage and personal injury, with limits of not less than $1,000,000 per occurrence.
      2.   Automobile liability insurance providing protection against claims of bodily injury, including death, of one or more persons, personal injury, and property damage arising out of ownership, operation, maintenance, or use of owned, hired, and nonowned automobiles. Coverage shall be at least as broad as ISO CA 00 01 (any auto), with limits of not less than $1,000,000 per accident.
      3.   Workers' compensation insurance coverage as required by California statutes with an employers liability limit of at least $1,000,000 per occurrence. In the event the shared-rideable business is self-insured, it shall furnish evidence of permission to self-ensure in full compliance with California statutes. The workers' compensation coverage shall include a waiver of subrogation in favor of the City.
   B.   The city, its officials, and employees shall be covered by policy terms or endorsement as additional insureds regarding general liability and automobile liability arising out of activities performed by or on behalf of the shared-rideable operator.
   C.   The shared-rideable operator's insurance coverage shall be primary insurance as it pertains to the city, its officials, and employees.
   D.   The city must be provided with 30 days prior written notice of cancellation or material change in the policy language or terms by both the shared-rideable operator and the insurer.
   E.   The shared-rideable operator shall furnish the city with certificates and endorsements evidencing the insurance required, which must be maintained during the term of a shared-rideable business permit. The city may suspend, modify, or revoke a shared-rideable operator's vehicle permit if current certificates of insurance and required endorsements have not been provided. (Ord. 2019-0007 § 1; Ord. 2018-0006 § 1)