A. Every permittee shall, at their own expense, maintain in full force and effect commercial and general liability insurance, including products and completed operation coverage, during the term of the vehicle permit:
1. In an amount not less than $1,000,000.00 single limit per occurrence;
2. Issued by an admitted insurer or insurers as defined by the California Insurance Code;
3. Providing that the city, its officers, employees and agents are named as additional insureds under the policy;
4. Covering all losses and damages as specified in section 5.68.070;
5. Stipulating that the policy will operate as the primary insurance and that no other insurance effected by the city or other named insured will be called on to contribute to a loss covered thereunder; and
6. Providing that no cancellation, change in coverage or expiration by the insurance company or the insured shall occur during the term of the vehicle permit, without 30 days' written notice to the director prior to the effective date of such cancellation or change in coverage.
B. Permittees operating a vehicle, truck, or trailer as a food vending vehicle shall maintain in full force and effect comprehensive auto liability insurance in accordance with subsection A above.
C. In the event of a cancellation, expiration, or change of insurance coverage resulting in noncompliance with subsection A or B, the permittee shall notify the city of the cancellation, expiration, or change within three business days after its effective date by submitting a written notice to the director. The giving of notice as provided herein shall not stay the automatic suspension of the permit pursuant to section 5.68.220.
D. No person shall operate a food vending vehicle without insurance coverage in effect as required by this section. (Ord. 2018-0044 § 4; Ord. 2015-0016 § 1)