Chapter XI
   Section 41. Debt. City indebtedness may not exceed debt limits imposed by state law. A Charter amendment is not required to authorize city indebtedness.
   Section 42. Ordinance Continuation. All ordinances consistent with this charter in force when it takes effect remain in effect until amended or repealed.
   Section 43. Repeal. All charter provisions adopted before this charter takes effect are repealed.
   Section 44. Severability. The terms of this charter are severable. If any provision is held invalid by a court, the invalidity does not affect any other part of the charter.
   Section 45. Time of Effect. This charter takes effect, January 14, 2009.