160.09   GROUP INSURANCE.
   (a)   Each employee eligible for medical insurance under the Affordable Health Care Act is entitled to such benefits provided by a group insurance contract, the premiums of which, including premiums for dependent coverage, if appropriate, shall be paid by the City less an employee/newly elected or appointed official premium contribution of twelve percent (12%) of the total monthly premium for health, and seven percent (7%) for dental and vision insurance unless otherwise specified. Premium contributions shall be paid by payroll deduction. Coverage's and exclusions are as follows:
      (1)   Effective January 1, 2014, eligible employees and each newly elected official who choose to utilize the City's medical insurance will pay twelve percent (12%) of the monthly premium contribution.
      (2)   Effective January 1, 2008 for eligible employees and place into the H.S.A. amounts for single and family coverage as determined annually by City Council. Contributions for elected officials shall be equal to the contribution for full-time employees. Said amounts will be placed into the individual H.S.A. by the Auditor not later than January 15th of each year or as determined by the appropriate Labor Agreement.
         A.   The following shall apply for each full-time employee and is eligible for Medicare coverage:
            The City will reimburse said full-time employee or elected official for qualified medical expenses and prescriptions that meet the insurance plan deductible coverage up to the same contribution level of those not eligible for Medicare coverage.
      (3)   Full-time employees required to forfeit insurance coverage because their spouse is also a covered City employee shall receive twenty-five dollars ($25.00) per month while such forfeiture is in effect.
      (4)   Full-time employees may "opt out" of City provided health insurance provided they supply a certificate of coverage from another provider. Employees who "opt out" of employee only coverage will be paid one thousand five hundred dollars ($1,500.00) annually. Employees who "opt out" of family coverage will be paid two thousand five hundred dollars ($2,500.00) annually and any employee opting to take employee only coverage in lieu of family coverage, except as determined by Section (4) above, will be paid one thousand five hundred dollars ($1,500.00) annually. All dates of payments made under this "opt out" provision will be determined by the Auditor.
      (5)   Each permanent three-quarter (30 hour) or more employee shall receive a minimum of fifty thousand dollars ($50,000.00) or one times annual salary life insurance rounded off to the next higher one thousand dollars ($1,000.00), plus an equal amount of Accidental Death Insurance. Part-time elected officials do not receive Life Insurance benefits. Premiums shall be fully paid by the City. The City shall provide police liability insurance for all police officers.
   (b)   Effective January 1, 2001 each full-time, non-bargaining unit employee is entitled to disability benefits provided by an insurance carrier, the premium of which is paid by the City of Reynoldsburg.
(Ord. 91-07. Passed 11-26-07; Ord. 85-08. Passed 12-22-08; Ord. 97- 09. Passed 12-28-09; Ord. 100-10. Passed 11-22-10; Ord. 51-11. Passed 11-14-11; Ord. 29-12. Passed 5-29-12; Ord. 81-13. Passed 11-25-13; Ord. 77-18. Passed 7-9-18.)