A. Pursuant to 16 CFR section 681.1, the purpose of this section is to establish a process by which the city will be able to form a reasonable belief that a consumer report relates to the consumer about whom it has requested a consumer credit report when the city has received a notice of address discrepancy.
B. In the event that the city receives a notice of address discrepancy, the city employee responsible for verifying consumer addresses for the purpose of providing the municipal service or account sought by the consumer shall perform one or more of the following activities, as determined to be appropriate by such employee:
1. Compare the information in the consumer report with:
a. Information the city obtains and uses to verify a consumer's identity in accordance with the requirements of the customer information program rules implementing 31 USC section 5315(1);
b. Information the city maintains in its own records, such as applications for service, change of address notices, other customer account records or tax records; or
c. Information the city obtains from third party sources that are deemed reliable by the relevant city employee; or
2. Verify the information in the consumer report with the consumer. (Ord. 2009-04, 5-5-2009)