An owner must have liability insurance, the same as for a car, if his or her cart is driven on a city street pursuant to a city ordinance that authorizes the cart to be operated on any street in the city that has a posted speed limit of not more than 35 miles per hour under Texas Trans. Code § 551.404. Insurance is not required if the cart is driven pursuant to the state law exceptions allowing its use:
(A) In a master planned community that meets certain conditions;
(B) On a golf course;
(C) On a public or private beach; or
(D) On a city street that has a posted speed limit of 35 miles per hour or less if the golf cart is operated to and from a golf course during the daytime and no more than two miles from the place where the golf cart is usually parked. (Divisions (A) through (D) are the limited uses allowed by Texas Trans. Code § 551.403.)
(Ord. 22-1300, passed 12-1-2022)
Statutory reference:
Texas Trans. Code § 601.052