(A) A permitted private ambulance shall procure and keep in full force and effect automobile liability insurance, professional liability insurance, and commercial general liability insurance written by an insurance company approved by the State of Texas and acceptable to the city and issued in the standard form approved by the Texas Department of Insurance. All provisions of the policies must be acceptable to the city. The insured provisions of each policy must name the city and its officers and employees as additional insureds, and the coverage provisions must provide coverage for any loss or damage that may arise to any person or property by reason of the operation of a private ambulance service by the registrant.
(B) Each registrant shall provide documentation meeting the following minimum requirements:
(1) Automobile liability. Coverage for claims for damages resulting from an automobile accident resulting in property damage and/or personal injury or death in an amount of not less than $1,000,000 per occurrence combined single limit. Such coverage is to include uninsured/underinsured motorist coverage in an amount of not less than $1,000,000 per occurrence; and
(2) Professional liability. Coverage for claims for damages resulting from professional malpractice liability in an amount of not less than $1,000,000 per occurrence and $1,000,000 annual aggregate. If coverage is provided on a "claims made" basis, extended period or "tail" coverage shall be provided for a minimum of four years after the expiration date ofthe period the ambulance provider is authorized to operate in the city; and
(3) Commercial general liability. Coverage for claims for damages because of bodily injury, sickness or disease or death of any person other than ambulance service provider's employees, claims insured by usual bodily injury liability coverages, and claims for damages because of injuries to or destruction of tangible property, including loss of use resulting therefrom in an amount of not less than $1,000,000 per occurrence.
(C) Insurance required under this section must include:
(1) A cancellation provision in which the insurance company is required to notify the City Manager in writing not fewer than ten days before canceling, failing to renew, or making a material change to the insurance policy; and
(2) A provision to cover all vehicles, whether or not owned by the registrant, operating under the private ambulance service registration.
(Ord. 23-1304, passed 1-12-2023; Am. Ord. 23-1306, passed 2-9-2023)