A. General Requirement. The Grantee shall maintain adequate insurance during the entire term of this Ordinance or the Franchise Agreement, if any, to protect against claims for injuries to persons or damages to property which in any way relate to, arise from, or are connected with this Ordinance or Franchise Agreement, if any, or involve the Grantee, its agents, representatives, contractors, subcontractors and their employees.
B. Insurance Limits. The Grantee shall maintain insurance of the following types and in the amounts described below:
1. Commercial General Liability: Not less than $1,000,000 combined single limit per occurrence for bodily injury, personal injury, and property damage; and for those policies with aggregate limits, a minimum $10,000,000.00 aggregate limit. Such insurance shall:
a. include the County, its officers and employees as insureds with respect to liability arising out of activities performed by or on behalf of the Grantee under this Ordinance or Franchise Agreement, if any, or applicable law, or in the construction, operation or repair, or ownership of its Cable System; and
b. be primary with respect to any insurance or self-insurance covering the County, its officers or employees.
2. Business Automobile Liability: Not less than $1,000,000 per accident for bodily injury and property damage and such insurance shall include coverage for owned, hired and non-owned automobiles; and
3. Worker’s Compensation: Worker’s Compensation with statutory limits and Employer’s Liability with limits not less than $1,000,000 per accident.
C. Deductibles and Self-Insured Retentions. If the Grantee changes its policy to include a self-insured retention, the Grantee shall give notice of such change to the County.
D. Endorsements. All policies shall contain, or shall be endorsed so that the policy shall not be suspended, voided, canceled, or reduced in coverage or in limits, nor shall any insurance policy by its express terms be canceled by the Grantee, except after forty-five (45) days prior written notice, return receipt requested, to the County.
E. Acceptability of Insurers. The insurance obtained by the Grantee shall be placed with insurers with a Best’s rating of no less than “A”.
F. Verification of Coverage. The Grantee shall furnish to the County, on an annual basis to, properly executed certificates of insurance which shall clearly evidence all insurance required in this Section. All required certificates and endorsements are to be on standard forms or such forms as are consistent with standard industry practices and are to be received and approved by the County prior to the commencement of activities associated with this Ordinance or Franchise Agreement, if any. The Grantee hereby warrants that its insurance policies satisfy the requirements of this Ordinance or Franchise Agreement, if any, and County law.
(Ord. O-200203-12-002, passed 3-5-2002)