(a) Credit Defined. "Credit," as used in this section, means an arrangement or understanding with the bank or depository for the payment of a check, draft or order, in full, upon the presentation thereof for payment.
(1979 Code Sec. 9.24.010)
(b) Prohibitions. No person, with intent to defraud, shall make, draw, utter or deliver any check, draft or order for the payment of money to apply on an account or otherwise, upon a bank or other depository, knowing at the time of such making, drawing, uttering or delivering that the maker or drawer does not have sufficient funds in or credit with such bank or other depository for the payment of such check, draft or order, in full, upon its presentation; and no person shall, with intent to defraud, make, draw, utter or deliver any check, draft or order for the payment of money to apply on an account or otherwise, upon any bank or other depository, who does not have sufficient funds for the payment of the same when presentation for payment is made to the drawee, except when such lack of funds is due to garnishment, attachment, levy or other lawful cause and such fact was not known to the person who made, drew, uttered or delivered the instrument at the time of so doing, if the amount payable in the check is one hundred dollars ($100.00) or less.
(1979 Code Sec. 9.24.020)
(c) Evidence of Intent to Defraud. As against the drawer or maker thereof, the making, drawing, uttering or delivering of a check, draft or order, payment of which is refused by the draw when presented in the usual course of business, shall be prima facie evidence of intent to defraud and of knowledge of insufficient funds in or credit with such bank or other depository, provided such maker or drawer has not paid the drawee thereof the amount due thereon, together with all costs and protest fees, within five days after receiving notice that such check, draft or order has not been paid by the drawee.
(1979 Code Sec. 9.24.030)
(d) Notice of Protest. Where such check, draft or order is protested on grounds of insufficiency of funds or credit, the notice of protest thereof shall be admissible as proof of presentation, nonpayment and protest and shall be prima facie evidence of intent to defraud and of knowledge of insufficient funds or credit with such bank or other depository.
(1979 Code Sec. 9.24.040)