(a) The owner of a motor vehicle who operates or permits the operation of the motor vehicle upon the highways of this City, or the operator of the motor vehicle, shall produce, pursuant to subsection (b) hereof, upon the request of a police officer, evidence that the motor vehicle is insured under M.C.L.A. 500.3101 through 500.3179. An owner or operator of a motor vehicle who fails to produce evidence under this subsection when requested to produce that evidence is responsible for a civil infraction.
(b) A certificate of insurance, if issued by an insurance company, which certificate states that security which meets the requirements of M.C.L.A. 500.3101 and 500.3102 is in force, shall be accepted as prima-facie evidence that insurance is in force for the motor vehicle described in the certificate of insurance until the expiration date shown on the certificate. The certificate, in addition to describing the motor vehicle for which insurance is in effect, shall state the name of each person named on the policy, the policy declaration or a declaration certificate whose operation of the vehicle would cause the liability coverage of that insurance to become void.
(c) If an owner of a motor vehicle is determined to be responsible for a violation of subsection (a) hereof, the court in which the civil infraction determination is entered may require the person to surrender his or her operator's or chauffeur's license unless proof that the vehicle has insurance meeting the requirements of M.C.L.A. 500.3102, as amended, is submitted to the court. If the court requires the license to be surrendered, the court shall order the Secretary of State to suspend the person's license and shall forward the surrendered license and a certificate of civil infraction to the Secretary of State.
(d) No owner or operator of a motor vehicle shall knowingly produce false evidence under this section.
(e) This section does not apply to the owner or operator of a motor vehicle that is registered in a state other than this State or a foreign country or province.
No owner or registrant of a motor vehicle, with respect to which security is required, shall operate the motor vehicle or permit it to be operated upon a public highway in this City without having in full force and effect security complying with this section or M.C.L.A. 500.3101 or 500.3103. No other person shall operate a motor vehicle upon a public highway in this City with the knowledge that the owner or registrant does not have security in full force and effect.
(Res. 96-339. Passed 6-17-96.)