163.05 HOSPITALIZATION, MEDICAL CARE AND GROUP LIFE INSURANCE.
(a) The City shall provide to full-time employees not covered by a collective bargaining agreement the hospitalization, medical, surgical and dental care plan offered by Butler Health Plan, Southwest Division of Optimal Health Initiatives (“BHP”), as such plan with options currently exists or may be amended in the future and the provisions of this section.
(b) Except as provided hereinafter, the City will pay to BHP monthly an amount equal to eighty-three percent (83%) of the total monthly cost for family, single or other coverage, as applicable for each enrolled full-time employee who is not covered by a collective bargaining agreement. The employees’ seventeen percent (17%) monthly percentage share of the total monthly cost shall be deducted in two equal installments each month from the payroll checks of the employees on a pre-tax basis and paid to BHP. If an employee’s wages during such a pay period are not sufficient to pay the employee’s portion of the premium(s), the City will bill the employee for his/her full portion of the premium. The employee shall remit his/her full portion of the insurance premium to the City within 30 days of the date of the invoice or said insurance will be terminated. The total monthly cost shall be as established by BHP each plan year in accordance with all applicable laws.
If a full-time employee not covered by a collective bargaining agreement selects coverage under a High Deductible Health Plan (HDHP) which qualifies the employee to make contributions to a Health Savings Account (HSA), the City will contribute into the employee’s HSA seven hundred dollars ($700.00) for an employee with single coverage or one thousand eight hundred dollars ($1,800) for an employee with coverage including the employee and other family members. The City HSA contribution will be made in twelve (12) prorated monthly installments during the first pay period of each month beginning in January 2021 and continuing for each month the employee participates in the HDHP with HSA eligibility.
(c) A full-time employee not covered by a collective bargaining agreement may decline participation in the BHP health and dental benefits plan provided that the participation requirements citywide for all plans included in the health and dental benefits plan package can be achieved without the employee’s participation. Full-time employees not covered by a collective bargaining agreement declining participation in the health and dental benefits plan shall be compensated twelve hundred dollars ($1,200) for such nonparticipation during a full twelve month plan year. Said compensation for nonparticipation will be paid during the first calendar month following the end of the applicable plan year. For the calendar year 2020 only, full-time employees not covered by a collective bargaining agreement who decline health and dental benefits as provided for herein for any or all of the months of August-December, 2020 shall be paid the sum of one hundred dollars ($100.00) for each of such full months to be paid on or before the second pay period in February, 2021. On a form provided by the City, employees shall execute a written declination of coverage which acknowledges that the City shall have no responsibility or liability for the health or dental benefits or expenses of the employee or his/her dependents and that re-enrollment in the plan(s) shall be subject to the provisions of the respective health or dental benefits plan. Compensation for nonparticipation shall not be paid to an employee who receives coverage as the spouse or dependent of another City employee.
(d) The City will provide, at no cost to each full-time employee not covered by a collective bargaining agreement, group life insurance consisting of fifty thousand dollars ($50,000) coverage on an employee. A full-time employee may purchase at his/her own cost ten thousand dollars ($10,000) of life insurance on his/her spouse and ten thousand dollars ($10,000) on each eligible child. In addition, a full-time employee will be permitted to purchase additional units of life insurance as an add-on to the existing City policy, if allowed by the insurance company. Such additional life insurance will be at the employee’s own expense. Any employee may request a report of contributions to pensions and hospitalization, surgical and group insurance plans.
(e) Full-time employees not covered by a collective bargaining agreement hired on or before December 31, 2020 who enroll in a BHP medical plan and dental plan effective January 1, 2021 and remain in both the BHP medical and dental plan for entire calendar year 2021 shall be paid a one-time transition stipend the amount of one thousand eight hundred dollars ($1,800) for an employee who enrolls in a family plan or one thousand one hundred dollars ($1,100) for an employee who enrolls in a single plan. The transition stipend shall be paid on or before the second pay period in February 2021.
(f) Full-time employees not covered by a collective bargaining agreement hired on or before December 31, 2020, who enroll in a BHP medical and dental benefits plan effective January 1, 2021, whose spouse is excluded from the BHP medical and dental benefits plan for part or all of calendar year 2021 shall be paid a one-time spousal exclusion stipend for calendar year 2021 only in an amount up to a maximum of one thousand two hundred dollars ($1,200) to be paid in monthly installments of one hundred dollars ($100.00) for each month of exclusion commencing in January, 2021. (Ord. 88-20. Passed 10-26-20.)