The owner and operator of a snowmobile, ATV or UTV are liable for any injury or damage occasioned by the negligent operation of the snowmobile, ATV or UTV. The owner of a snowmobile, ATV or UTV shall be liable for any such injury or damage only if the owner was the operator of the snowmobile, ATV or UTV at the time the injury or damage occurred or if the operator had the owner's consent to operate the snowmobile, ATV or UTV at the time the injury or damage occurred.
(Code of Iowa, Sec. 321G.18 & 321I.19)