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No franchise shall be issued for and no taxicab, or similar vehicle used for hire shall be operated or used in and upon the streets of the town for the purpose of carrying passengers for hire, and it shall be unlawful to so operate such taxicab, unless there shall have been filed with the Town Clerk a liability contract of insurance issued to the owner of such taxicab, which shall be in the form of the standard automobile liability insurance policy in customary use and issued by an insurance company licensed to do business in the state naming the Town of Clayton as an additional insured. Such liability contract shall be provided to the Town Clerk after first Council approval. Such policy shall secure payment in accordance with the provisions thereof to any person, except employees of the owner, for personal injuries to such persons and for any damage to property, except property owned by, rented to, leased to, in charge of or transported by the owner, other than baggage of passengers, caused by the operation of such taxicab for the following amounts:
(A) In respect to injuries, to the extent of $100,000 for the injury or death of any one person and subject to that limit for each person, and $300,000 for each accident.
(B) In respect to damage to property, $50,000 for each accident.
(Ord. passed 6-20-94)