(A) Electrical contractors, mechanical contractors, and plumbing contractors shall maintain bodily injury, property damage and workers’ compensation insurance unless property exempted. The insurance requirements of this chapter are met if the contractor secures and maintains insurance covering all construction or demolition activity by such contractor or under any permit obtained by such contractor, meeting the following requirements:
(1) A bodily injury and property damage insurance policy insuring the contractor, providing for the payment of any liability imposed by law on such contractor arising out of operations performed by or on behalf of the licensed electrical contractor, licensed mechanical contractor, or registered plumbing contractor in minimum amounts of:
(a) $500,000.00 for any occurrence relative to which there is an injury or death to one or more persons; and
(b) $100,000.00 for any occurrence relative to property damage.
(2) Workers’ compensation insurance covering the employees of the licensed electrical contractor, licensed mechanical contractor, or registered plumbing contractor for death or injury arising out of operations provided that this provision shall not apply if the contractor has no employees and gives appropriate notice to the Building Commissioner with a properly executed independent contractor affidavit of exemption.
(B) The insurance policies described in this section shall require the insurance carrier to give notice both to the contractor and to the Building Commissioner at least ten days before such insurance is either cancelled or not renewed, and the certificate of insurance shall state this obligation.
(Ord. 2022-G-10, passed 7-19-22)