A. Minimum Insurance Requirements: Pursuant to this chapter, every permittee shall be continuously insured and shall carry all the following types of insurance at the permittee's sole expense:
1. Commercial general liability insurance with minimum limits not less than one million dollars ($1,000,000.00) for each occurrence and two million dollars ($2,000,000.00) general aggregate for bodily injury and property damage, including contractual liability, personal injury, products, and completed operations;
2. Workers' compensation as prescribed by law in the required statutory amounts;
3. Commercial automobile liability insurance with limits not less than five hundred thousand dollars ($500,000.00) for each occurrence, "combined single limit" for bodily injury and property damage, including owned, non-owned, and hired auto coverage, as applicable; and
4. Additional liability coverage and other requirements for special circumstances, including but not limited to the use of drones, helicopters, watercraft, pyrotechnics, or hazardous activities (e.g., dangerous stunts, car chases, car crashes, firearm use, etc.) at the discretion of the City Clerk.
B. Proof Of Insurance: Every permit applicant shall tender to the City Clerk's Office the certificates of insurance certifying that insurance of the types and in the amounts required by this chapter are in full force and effect at all times. All insurers must have a rating comparable to A, VIII or higher and shall be authorized to do business in the State of Idaho. The certificates shall list the City separately as an additional insured, except with respect to workers' compensation insurance. Said certificates of insurance shall specify as the certificate holder the City of Boise, P.O. Box 500, 150 N. Capitol Blvd., Boise, Idaho 83701-0500.
C. Hold Harmless Agreement: An applicant shall execute a written hold harmless agreement as provided by the City Clerk's Office prior to the issuance of a permit under this chapter. (Ord. 44-23, 12-19-2023, eff. 11-1-2024)