§ 97.129 INSURANCE.
   (A)   All applicants, by virtue of the application, agree to indemnify and hold the city harmless from any liability as a result of their activity pursuant to the special event permit. Additionally, all applicants shall procure and maintain at all times during their use of public facilities pursuant to a special event permit insurance in such amounts and with such coverage as shall reasonably be required by the city and shall name the city as an additional insured on all coverage. The amounts and type of insurance required, if any, shall be determined by the City Manager, based upon the nature of the activity and the risk involved. An applicant shall provide the city with a certificate from an insurer evidencing such coverage prior to applicant's use of the public facility, and within the time prescribed by the City Manager. The certificate shall also provide that the insurer shall give the city reasonable advance notice of insurer's intent to cancel any insurance coverage.
   (B)   To avoid interference with protected rights of speech and assembly, when the permit requirements set forth herein for the issuance of a special event permit require a certificate of insurance, an applicant under this subchapter shall only be required to provide insurance based upon needs directly associated with the event and not on the basis of possible disruption of the event by protestors or other persons who might be opposed to the speech or assembly. The City Manager may waive such insurance requirements in the interest of permitting protected speech and assembly to occur when an applicant provides evidence of financial inability to obtain insurance at a reasonable cost.
(Ord. 157, 2020, passed 11-20-20)