(a) Coverage required. Throughout the term of a franchise, a franchisee shall maintain:
(1) workers' compensation insurance in the amount and manner required by State Workers' Compensation Law;
(2) commercial general liability insurance, including coverage for bodily injury and property damage, at the limits specified in the franchise agreement; and
(3) comprehensive automobile liability insurance, including owned, non-owned, and hired car coverage with coverage for bodily injury and property damage, at the limits specified in the franchise agreement.
(b) Copies; form; notice of cancellation. The franchisee shall furnish the Information Technology Officer with certificates evidencing the insurance required under this section. Insurance policies shall require 30 days written notice of cancellation to the franchisee and to the County. If there is a cancellation notice, the franchisee shall obtain, pay the premiums for, and file with the County certificates evidencing replacement policies within 30 days after receipt by the County or the franchisee of a notice of cancellation.
(c) Named insureds; primary coverage. The insurance policies required under this section shall name the County as an additional insured and be primary in coverage to any insurance or self-insurance maintained by the County.
(d) No limitation on liability. The minimum amounts set forth in the franchise agreement for insurance do not limit the liability of the franchisee to the amounts of that insurance.
(e) Insurance carriers to be licensed. All insurance carriers providing the coverage described in this section shall be licensed to offer insurance in this State.
(Bill No. 54-06)