(A) The city shall make available to all full-time employees covered hereunder a group health care program, which shall consist of at least one health care plan. If the city offers more than one health care plan in the group health care program, then the city shall designate one of the health care plans as the Core Plan, taking into consideration the recommendation of the Insurance Committee as described below. If the city offers one health care plan in the group health care program, then that plan shall be designated as the Core Plan.
(1) In accordance with the Affordable Care Act, the city shall make available the same health plans to all part-time employees assigned to a schedule of 30 or more hours per week and to all variable hour part-time employees working an average of 30 or more hours per week during their designated measurement period.
(2) The city will contribute 85% of the Core Plan premium toward the employee's insurance premium cost. The employee will be responsible for the remaining premium cost.
(3) If the city offers a High Deductible Health Plan (HDHP) with a Health Savings Account (HSA), then the city shall annually contribute 65% of the employees' annual HDHP deductible amount to the employees' HSA. This contribution to the employees' HSA will be paid as follows:
(a) The first half of the contribution shall be paid into the employees' HSA in January.
(b) The remaining half of the contribution will be paid in equal installments on each remaining pay date for the year.
(4) If an employee encounters a hardship that will exhaust all of the employee's HSA funds, then the employee may request an emergency distribution of the remaining annual contribution. Such a request shall be made to the Human Resources Manager, and the request will be approved at the discretion of the City Manager. All health care costs beyond the city's 85% contribution to the premium of the Core Plan and the city's 65% deductible contribution to the HSA (when applicable as described above) shall be paid by the employees.
(B) Each employee must elect to subscribe to one of the plan options before insurance payments for same will be made by the city. In the event the employee should elect not to subscribe to a plan, additional compensation shall not be paid to the employee. Employees not electing to subscribe to a plan MUST sign a waiver form.
(Ord. 3664. passed 2-11-20)