147.08 HEALTH INSURANCE.

   (a)   The City will maintain and pay the necessary premiums for the present medical insurance contract through December 31, 2015.

   (b)   Upon the expiration of the present medical insurance contract on December 31, 2015, the City will make available to employees two medical insurance plan options: (1) a PPO plan; and (2) a high deductible health plan ("HDHP"). Employees who select the HDHP plan shall receive an annual contribution from the City to the employee's Health Savings Account in the amount of $1,000 for individual plans, and $2,000 for all other plans.
(Ord. 2015-20. Passed 12-21-15.)

   (c)   The applicable health insurance premium will be paid by the City only as follows:

      (1)   For the three months following the month in which an employee is laid off.

      (2)   For the six months following the month in which the employee begins an approved sick leave.

      (3)   For the six months following the month in which the employee begins a compensated Worker’s Compensation leave; further, if the leave is due to an injury sustained in responding to a call or assisting at the scene of a crime, for one year following the month in which the leave begins or until the employee is covered by the Police and Fire disability plan, whichever comes first, provided that City Council may extend the coverage for an employee injured in the line of duty.
(Ord. 2012-11. Passed 12-17-12.)

   (d)   Employees who select the PPO plan shall pay ten percent (10%) of the monthly health insurance premiums for the level of coverage chosen by the employee. The City is authorized to withhold this amount as the employee's pre-tax contribution to the payment of health insurance premiums.
(Ord. 2015-20. Passed 12-21-15.)

   (e)   Employees shall have the right to decline medical health insurance offered by the City. The employees are entitled to decline coverage as follows:

      (1)   Decline coverage for medical;

      (2)   Decline medical coverage for spouse;

      (3)   Decline medical coverage for children.

   In the event an employee wishes to decline coverage as set forth hereinabove, the employee shall notify the City Finance Director in writing of that decision on forms to be provided by the City Finance Director.

   (f)   Employees acknowledge the ability to decline various insurance coverage as set forth in this provision may only occur pursuant to the terms and conditions of the then existing medical insurance policy contracted for by the City.

   (g)   The City may from time to time make application with various health insurance companies. Employees will cooperate in the application process.

(Ord. 2012-11. Passed 12-17-12.)

   (h)   Health insurance under this section shall be provided to all full-time employees and the Mayor.

(Ord. 2017-2. Passed 3-20-17.)

   (i)   The City shall maintain life insurance in the amount of twenty-five thousand dollars on each employee. (Ord. 2012-11. Passed 12-17-12.)