(a) Prior to the issuing of such license for excavating, sewer tapping and/or sewer building, the person to whom the license is to be issued shall take out and maintain during the period for such license such public liability and property damage insurance as shall protect him and indemnify the City from claims or damages for personal injury, including accidental death, as well as for claims for property damage which may arise from operations by the licensee or by anyone directly or indirectly employed by him, and the amount of such insurance shall be as follows:
(1) Public liability insurance. Public liability insurance in an amount not less than one hundred thousand dollars ($100,000) for injuries, including accidental death, to any one person and subject to the same limit for each person in an amount not less than two hundred thousand dollars ($200,000) on account of one accident, and property damage insurance in an amount not less than fifty thousand dollars ($50,000).
(2) Insurance covering special hazards. In addition to the insurance required in subsection (a)(1) hereof and when deemed necessary by the Director of Public Service, the following special hazards shall be covered by riders to the public liability and property damage policies herein elsewhere required to be furnished by the licensee or by separate policies in amounts as follows:
Property Damage | Public Liability | |
Automobile | $10,000 | $20,000 - $40,000 |
Boilers | $50,000 - $200,000 | |
Hoist | $50,000 - $200,000 | |
Explosives | $2,000 per accident | $100,000 |
$50,000 all accidents |
Prior to the issuing of a license for excavating, sewer tapping and/or sewer building, the person shall furnish to the City proof of carriage of the insurance required above.
(b) This insurance requirement may be waived by the Director of Public Service, at his discretion, in cases which meet all of the following requirements:
(1) The work is done in an area that is zoned as a Residence District by the City Zoning Ordinance;
(2) The work is for sidewalk or driveway repairs only, and is not done in the traveled portion of any public street, alley or other public grounds;
(3) The work is done by the property owner himself without employing any contractor or laborer.