§ 95.38  INSURANCE REQUIRED.
   (A)   The applicant shall further furnish to the city, at the time of making application, proof of the fact that he or she is covered by liability insurance in an amount not less than $250,000 for property damage and $250,000 for injury to any one person, and $1,000,000 for any one occurrence.  The applicant shall prove to the satisfaction of the city the payment of a premium for the insurance so that the city will be protected for a period of one year from the date of the commencement of the work.
   (B)   The applicant agrees to indemnify, defend, exculpate and hold harmless the city, its officials and employees, from any liability due to loss, damage, injuries or other casualties of whatsoever kind, or by whomsoever caused, to the person or property of anyone on or off the right-of-way arising out of, or resulting from the issuance of this permit or the work connected therewith, or from the installation, existence, use, maintenance, condition, repairs, alteration or removal of any equipment or material, whether due in whole or in part to the negligent acts or omissions of the city, its officials, agents, or employees, or the applicant, his or her agents or employees, or other persons engaged in the performance of the work, or the joint negligence of any of them, including any claims arising out of the workmen’s compensation act or any other law, ordinance, order or decree for a period of two years. The applicant also agrees to pay all reasonable expenses and attorney’s fees incurred by or imposed on the city in connection herewith in the event that the applicant shall default under the provisions of this division.
(‘89 Code, § 92.04)