(A) The event organizer of a special event must possess or obtain comprehensive general liability insurance from no less than an A-rated company to protect against loss from liability imposed by law for damages on account of bodily injury and property damage arising from the event. Insurance coverage must be maintained for the duration of the event. Notice of cancellation shall be provided immediately to the town. When applicable, the town may require proof of worker’s compensation, auto liability, and any specialty insurance coverage that may be necessary to protect the town during the event.
(B) Except as provided in division (C) below, comprehensive general liability insurance coverage required by division (A) above shall be in a combined single limit of at least $1,000,000.
(C) The insurance required by division (A) above shall encompass all liability insurance requirements imposed for other permits required under other sections of this code and is to be provided for the benefit of the public and not as a duty, express or implied, to provide insurance protection for spectators or participants. The event organizer’s current effective insurance policy or copy, along with necessary endorsements, shall be filed with the town’s Risk Manager at least 30 calendar days before the event unless the Risk Manager, for good cause, modifies the filing requirements.
(D) No permit is valid until the applicant shall provide adequate insurance as required by this section.
(Prior Code, § 22-145) (Ord. 15-09, passed 6-11-2009)