A. No special event permit shall be issued unless and until the applicant has submitted to the city a certificate of insurance, listing the city as an additional insured, on an occurrence policy issued by an insurance company authorized to do business in the state, showing comprehensive general liability and property damage coverage for the event with minimum limits of: two hundred fifty thousand dollars ($250,000.00) for injury or death for one person in any one occurrence; five hundred thousand dollars ($500,000.00) for injury or death for two (2) or more persons in any one occurrence; and one hundred thousand dollars ($100,000.00) for property damage in any one occurrence.
B. The following special events shall be exempt from the insurance requirements set forth in this section:
1. Parades of less than one mile in length;
2. School events in the immediate area of the school;
3. Events sponsored in whole by the city; and
4. Block parties and neighborhood gatherings.
C. In consideration for the issuing of a special event permit and the use of city streets or property, the applicant agrees to indemnify, save harmless and defend the city, its officers, employees, and volunteers against any claim for loss, damage or expense (including, without limitation, the city's attorney fees and costs, if any) sustained by any person on account of injury, death or property damage occurring by reason of or arising out of the special event. (Ord. 06-49, 10-4-2006)