(A) Application. Every application for a license, pursuant to this subchapter, to sell malt liquor shall state the name of the applicant, his or her age, representations as to his or her character or references, as the Council may require, his or her citizenship, the type of license applied for, the business in connection with which the proposed license will operate and its locations, whether the applicant is owner and operator of the business, how long he or she has been in that business at that place, and any other information as the Council may require from time to time. In addition to containing that information, the application shall be in the form prescribed by the Department of Public Safety, and shall be verified, and filed, with the City Manager. No person shall make a false statement in an application.
(B) Civil damages liability insurance. Prior to the issuance of any license pursuant to this subchapter, applicants shall file with the City Manager a liability insurance policy in the amount of not less than $10,000 coverage for property damage; $50,000 coverage for death or injury to one person; and $100,000 coverage for death or injury to more than one person, or such greater or lesser amounts as may, from time to time, be provided by resolution of the Council, which shall specifically provide for the payment by the insurance company on behalf of the insured of all sums which the insured shall become obligated to pay by reason of liability imposed upon him or her by reason of M.S. § 340A.81 (the State Civil Damages Act, being M.S. § 304A.801, as it may be amended from time to time), as it may be amended from time to time. This policy shall be issued by an insurance company licensed to do business in the state, and shall further provide that the policy shall not be cancelled for any cause by either the insured, or the company, without first giving ten days’ notice to the city, in writing, of the intention to cancel the policy. This insurance shall, in all respect, comply with the provisions of the State Intoxicating Liquor Act, and shall be provided in lieu of bond, or cash security, referred herein.
(C) Liability insurance. Prior to the issuance of a liquor license pursuant to this section, and in addition to the civil damages act liability insurance provided for above, the applicant shall file with the City Manager a general public liability insurance policy covering the licensed premises, and the activities of the establishment, including the insurance for vehicles used in connection with the establishment in the amount of not less than $10,000 property damage; $50,000 coverage for injury or death of one person; and $100,000 coverage for injury or death of more than one person. The insurance shall further provide that no cancellation of the policy for any cause shall be made by either the insured or the insurance company within 14 days’ written notice to the city of the intention to cancel the policy. Liability insurance policy shall be approved as to form by the City Attorney. Operation of a licensed business without having on file with the city at all times effective security, as required in division (B) above, and this division (C), is a cause for revocation of the license.
(Ord. 49, third series, passed 1-19-2021)