185.28 LIFE INSURANCE.
   (a)   Each full-time employee, excepting salaried professional and management employees, shall, commencing on their ninety-first day of continuous employment, be furnished by the City at no cost to the employee a fifteen thousand dollar ($15,000) term life insurance certificate with additional provisions for accidental death, dismemberment, and waiver of premium coverage should the insured employee become totally disabled prior to age sixty.
 
   (b)   Each full-time employee in the salaried professional and management group shall, commencing on their ninety-first day of continuous employment, be furnished by the City at no cost to the employee a term life insurance certificate with additional provisions for accidental death, dismemberment and waiver of premium coverage should the insured employee become totally disabled prior to age sixty. The amount of such insurance shall be equal to twenty-five thousand dollars ($25,000), plus one thousand dollars ($1,000) for each two thousand dollars ($2,000) that such person receives in base annual salary in excess of fifteen thousand dollars ($15,000). However, notwithstanding any other provision of this section, in no event shall the amount of such insurance coverage exceed fifty thousand dollars ($50,000.00).
 
   (c)   Coverage shall be provided for eligible employees on authorized leave of absence due to sickness or injury, for a period not to exceed six months.
 
   (d)   Each elected City Commissioner and the Mayor, during their term commencing on the 91 st day of their first term, shall be furnished by the City at no cost to the Commissioner or Mayor, a fifty thousand dollar ($50,000) term life insurance certificate with additional provisions for accidental death, dismemberment and waiver of premium coverage should the insured Commissioner or Mayor become totally disabled prior to age sixty.