(A) Discrimination against applicant directly. It shall be unlawful for any financial institution to discriminate against any applicant on the basis of his or her race, color, creed, ancestry, national origin or physical or mental handicap with respect to:
(1) The approval/provision of any loan or other financial assistance for the purpose of purchasing, constructing, improving, repairing or maintaining any dwelling; or
(2) Any term or condition of the loan/financial assistance including, but not limited to, loan amount, down payment, earnest money, duration of loan, interest rate and/or closing costs.
(B) Discrimination against applicant’s associates, red-lining. It shall be unlawful for any financial institution to discriminate with respect to the matters indicated in divisions (A)(1) and (A)(2) above on the basis of the race, color, creed, ancestry, national origin or physical or mental handicap of:
(1) The applicant’s personal or business associates;
(2) Any person having any interest in the dwelling or financial transaction in question;
(3) The present or prospective occupants of the dwelling; or
(4) The present or prospective residents of the neighborhood in which the dwelling is located.
(1994 Code, § 94.26) (Ord. 436, passed 10-12-1993) Penalty, see § 10.99