(a) Health care coverage.
(1) The city shall provide health insurance coverage to all properly appointed permanent full-time employees of the city not currently covered by a collective bargaining agreement. Below is a list of the health care plans offered to eligible employees:
A. Medical with prescription and hearing coverage;
B. Dental insurance plan;
C. Vision insurance plan; and
D. Life insurance plan.
(2) City Council shall determine contributory amounts/percentages for employees to pay towards their health care coverage.
(b) Medical insurance opt-out plan.
(1) Full time employees may choose to not be part of the city’s medical insurance plan (opt-out) and receive a payment in lieu of city medical insurance coverage if the following conditions are met:
A. The employee provides evidence to the Human Resource Department and the Director of Finance that they have, or will have, other medical insurance coverage from another employer, spouse’s employer or elsewhere.
B. Full-time employees hired prior to February 1, 2007, must currently be enrolled in the city’s medical insurance plan to be eligible for this opt-out.
C. Full-time employees hired after February 1, 2007, will receive the option of participating in the city’s medical insurance coverage or may choose the opt-out plan if they meet requirement of subsection (1) stated above.
(2) Full-time employees qualifying for the opt-out plan will be paid an amount equivalent to 15% of the COBRA equivalency rate for medical coverage (medical, drug and vision). The Director of Finance shall determine the manner in which payments are made to participants. Payments shall be made in accordance with IRS and State of Ohio Pension Board regulations.
(c) Life insurance. Every full-time employee shall be eligible for a term life insurance policy in a minimum amount of $25,000 subject to the limitations and provisions of the selected carrier. Terms and conditions of eligibility for coverage shall be determined by the carrier. The cost of procuring the aforementioned term life insurance shall be the sole responsibility of the city.
(Ord. 2000-319, passed 11-20-2000; Ord. 2004-22, passed 2-2-2004; Ord. 2007-8, passed 1-18-2007; Ord. 2010-27, passed 1-19-2010; Ord. 2014-4, passed 1-21-2014; Ord. 2018-251, passed 12-17-2018)