(A) Insurance requirements. Except as otherwise provided by this chapter, permittees must obtain public liability insurance from an insurance company licensed to do business in the State of California and having a financial rating in Best's Insurance Guide of not less than "A:VII." Such insurance must provide "occurrence" coverage against liabilities for death, personal injury or property damage arising out of or in any way connected with such event. The amount of such insurance will be based upon the city's insurance guidelines and reflect the size and nature of the event and the risks foreseeably involved. Such insurance will name the city and the city's officers, employees, and agents as additional insureds under the coverage afforded. In addition, such insurance must be primary and noncontributing with respect to any other insurance available to the city and will include a severability of interest (cross-liability) clause. If alcoholic beverages are sold or served at the event, the policy must also include an endorsement for liquor liability in an amount not less than $1,000,000.00.
(B) Certificates of insurance. A copy of the policy or a certificate of insurance along with all necessary endorsements, in a form approved by the city's risk manager, must be filed with the Director not less than ten business days, except as otherwise provided in this chapter, before the date of the event unless the Director for good cause waives the filing deadline.
(Ord. 1128, passed 12-20-04)