The licensee shall provide, and maintain, at its own expense during the term of its license, programs of insurance covering its operations hereunder, as set forth below. Such insurance shall be provided by insurer(s) authorized by the Insurance Commissioner of the State of California to transact business in the State of California. Satisfactory evidence of such insurance consisting of copies of the actual insurance policies and/or certificates of insurance shall be delivered to the Director on or before the effective date of license. Insurance policies and certificates evidencing coverage shall name the County, its officers, agents, and employees as additional insureds with respect to licensee’s operations under the license, and shall contain express conditions that the County is to be given written notice by registered mail at least 30 days in advance of any modification or termination of any insurance policy.
(a) Comprehensive General Liability Insurance. Licensee shall obtain comprehensive liability insurance endorsed for premises/operations, products/completed operations, contractual, broad form property damage, and personal injury with a combined single limit per occurrence as may be set by the County Risk Management Division. If the above insurance is written on a claims-made form, such insurance shall be endorsed to provide an extended reporting period of not less than five years following termination of policy. Licensee shall also obtain comprehensive auto liability insurance endorsed for all owned and hired vehicles with a combined single limit per occurrence as may be set by the County Risk Management Division. Said amounts of insurance shall be subject to review and adjustment by the County, at the County’s sole option at any time during the period of the license. In the event of such adjustment, licensee agrees to provide insurance in such amounts as are determined by the County Risk Management Division, within 30 days after written notice to do so from the Director.
(b) Worker’s Compensation. Licensee shall obtain Worker’s Compensation Insurance in an amount and form to meet all applicable requirements of the Labor Code of the State of California, including employer’s liability insurance with a limit as may be set by the County Risk Management Division covering all persons providing services on behalf of licensee and all risk to such persons under the license. licensee shall provide, if applicable, a certificate of consent to self-insure issued by the Director of industrial Relations of the State of California. Should the licensee utilize the self-insurance provision of this Section, and should the licensee’s certification of consent to self-insure expire or be revoked, the licensee shall be required to obtain Worker’s Compensation Insurance prior to or upon said expiration or revocation.
(c) Uninsured Operations. No license operation shall commence until licensee has complied with all the aforementioned provisions of this Section, and any such operation shall be suspended during any period that licensee fails to maintain required insurance in full force and effect.
(Ord. 1281, passed - -1966; Am. Ord. 2053, passed - -1976; Am. Ord. 2667, passed - -1982; Am. Ord. 3440, passed - -1991)