The duties of a risk manager may include the following:
A. Identifying facilities, conditions, and situations which have potential loss exposure;
B. Preparing recommendations for eliminating or minimizing such exposure;
C. Gathering and analyzing information regarding losses;
D. Recommending the most appropriate mixture of risk financing alternatives, based on current market conditions (e.g., purchase of insurance, risk retention, transfer of risk, reciprocal insurance agreements, etc.);
E. Assisting in formulation of a risk management policy statement for the city;
F. Negotiating insurance coverages and ensuring their adequacy;
G. Adjusting claims, or supervising the work of insurance companies or claims adjustment firms in the adjustment of claims against the city;
H. Coordinating the adjustment and defense of claims with legal counsel;
I. Establishing and maintaining necessary records in regard to insurance coverage, claims and loss experience, safety training, and other information important to risk management;
J. Reviewing proposed facilities, programs, and other activities under consideration by the city, for risk management implications;
K. Recommending procedures for the allocation of insurance and claims costs among the departments of city government;
L. Establishing and managing a safety and loss prevention program;
M. Reviewing with legal counsel, state and federal law that relates to liability exposure. (Ord. 2197 § 1, 1986)