A. No permit shall be issued or continued pursuant to this chapter unless there is in full force and effect a policy of insurance in such form as the city deems proper, executed by an insurance company approved by the city whereby the applicant or permittee is insured against liability for all activities of the permittee, including damage to property and for injury to or death of any person. The minimum liability limits shall not be less than one million dollars ($1,000,000) combined, single limit personal injury and property damage for each occurrence. The insurance shall be occurrence based insurance. Such policy of insurance shall contain an endorsement providing that the policy will not be canceled until notice in writing has been given to the city, addressed in care of the Chief of Police, 880 Tennent Avenue, Pinole, CA 94564, at least thirty (30) days immediately prior to the time such cancellation becomes effective. Upon expiration of any such policy and if no additional insurance has been secured prior to the expiration thereof in the manner provided for the initial securing of a permit under this chapter, the permit shall be deemed cancelled without further notice or opportunity to be heard.
B. Such policy of insurance shall name the city, its officers, agents, and employees as additional insured. Additionally, applicant and permittee, as a condition of issuance of any permit under this chapter, agree to indemnify, defend and hold harmless the city, its officers, agents, and employees, from any claims arising from the negligence of the applicant or permittee.
C. Prior to the issuance of any permit, applicant shall furnish the city with complete copies of the above required insurance policies, including complete copies of all endorsements attached to those policies. All copies of policies and certified endorsements shall show the signature of a person authorized by that insurer to bind coverage on its behalf. (Ord. 2012-05 § 4 (part), 2012)